Insights

Plain-English guides on UK take-home pay, tax codes, National Insurance, shift work, and what your payslip actually means. Written by the team at NetPay UK.

Latest

Shift Patterns

Rolled-up holiday pay: legal again in 2026, what it means

Rolled up holiday pay UK explained: the 12.07% top-up, why it was banned and is now legal, who qualifies, and how to check your payslip in 2026.

27 Jun 2026
Shift Patterns

Holiday pay for zero-hours workers: the 52-week rule explained

Zero hours holiday pay explained: the 12.07% accrual rule, the 52-week average, and how to check your employer is paying you the right amount in 2026.

26 Jun 2026
Take-Home by Role

Security guard salary UK 2026: take-home pay explained

What a security guard salary UK looks like after tax in 2026, with take-home pay worked examples, the night-shift premium myth, and SIA licence costs.

25 Jun 2026
Shift Patterns

5-on-2-off vs 4-on-4-off: which actually pays more

5 on 2 off vs 4 on 4 off: which UK shift pattern leaves more take-home pay once tax and National Insurance come off? A worked comparison.

24 Jun 2026
Shift Patterns

Weekend premium pay UK: when you legally get extra

Weekend premium pay UK explained: when you're legally owed more for Saturday and Sunday shifts, how time and a half works, and how it's taxed.

23 Jun 2026
Shift Patterns

3-on-3-off shift pattern explained: hours, pay, and what you take home

3 on 3 off pay UK explained: how the pattern works, the average weekly hours, how night and weekend premiums stack up, and a worked take-home example.

22 Jun 2026
Shift Patterns

12-hour shift pay calculator UK 2026: what you actually take home

A 12 hour shift pay calculator strips out your unpaid break, adds any night uplift, then deducts tax and NI so you see the real take-home for 2026/27.

21 Jun 2026
Shift Patterns

Night shift pay UK: what extra you should be getting (and when you legally aren't)

Night shift pay UK explained: is a night premium legally required, what NHS, warehouse and hospitality pay, and how to check your own uplift in 2026.

20 Jun 2026
Shift Patterns

4-on-4-off shift pattern pay: the real take-home with night and weekend uplifts

How the 4 on 4 off shift pattern pay works in the UK: average hours, annual hours, and a worked warehouse take-home example with night uplifts for 2026/27.

19 Jun 2026
Take-Home by Hourly Rate

£12 vs £14 per hour: what £2 extra actually means each month

£12 vs £14 per hour: how much that £2 raise is really worth after tax and NI, with worked monthly take-home figures for UK shift workers in 2026/27.

18 Jun 2026
Take-Home by Role

Delivery driver salary UK 2026: take-home pay at Royal Mail, Amazon Flex and DPD

What a delivery driver salary UK really nets after tax in 2026, comparing Royal Mail PAYE with Amazon Flex and DPD self-employed gig pay.

17 Jun 2026
Take-Home by Hourly Rate

£20 per hour take-home pay UK (and why higher earners pay more in pension)

£20 per hour take-home pay UK in 2026: what you keep after tax and National Insurance at 35, 37.5 and 40 hours, plus why your pension grows faster.

16 Jun 2026

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